Government Schemes

Janani Suraksha Yojana: who qualifies and how to apply

JSY supports institutional deliveries with cash assistance, especially for low-income households. Here's the eligibility breakdown and application steps.

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Reviewed by Dr. Ananya Rao
MBBS, MD (Pediatrics) — 25 July 2026
Published 26 July 20261 min read
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The core idea

Janani Suraksha Yojana encourages women to give birth in a hospital or health facility rather than at home, by providing cash assistance that varies by state and by whether the mother lives in a rural or urban area.

Who qualifies

  • Women from BPL (Below Poverty Line) households, in most states
  • All pregnant women in low-performing states, regardless of income category
  • Available for up to two live births in most cases

How to apply

Registration goes through your local Anganwadi worker, ASHA (Accredited Social Health Activist), or the health facility where you plan to deliver — they can confirm your state's specific income and documentation requirements.

About the reviewer

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Dr. Ananya RaoMBBS, MD (Pediatrics) · Pediatrics

Dr. Rao is a practicing pediatrician with over a decade of experience in newborn and infant care across urban and rural India.

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