PMMVY: the maternity benefit scheme explained simply
The Pradhan Mantri Matru Vandana Yojana gives eligible mothers cash support for their first living child. Here's who qualifies and how the payout works.
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Reviewed by Dr. Ananya Rao
MBBS, MD (Pediatrics) — 26 July 2026
Published 27 July 20261 min read
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What it actually is
PMMVY is a central government scheme that provides ₹5,000 in cash benefits to eligible pregnant and lactating women, paid in installments tied to specific milestones like registration, antenatal checkups, and childbirth registration.
Who's eligible
- Pregnant and lactating women, for their first living child
- Applies regardless of the mother's age at marriage, within scheme rules
- Anganwadi centers and approved health facilities can assist with registration
How to apply
Registration happens through your nearest Anganwadi center or approved health facility — you'll need your Aadhaar, bank account details, and a copy of your MCP (Mother and Child Protection) card.
About the reviewer
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Dr. Ananya RaoMBBS, MD (Pediatrics) · Pediatrics
Dr. Rao is a practicing pediatrician with over a decade of experience in newborn and infant care across urban and rural India.
